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Long-Term Disability (LTD)
Why self-fund long-term disability? Although a
small percentage of disability claims qualify for long-term disability, they
are usually the most severe and have the largest impact on an employers bottom
line.
Sedgwick CMS offers expert advice and administrative
solutions for self-funded long-term disability plans. Self-funding LTD provides
much more flexibility in design, improves cash flow, and can produce
significant savings over an insured LTD policy.
Your corporate profile and tolerance for risk are
key to determining whether your company is a good candidate for self-funding
LTD. Sedgwick CMS will guide you through the analysis, enrollment, implementation, and
ongoing administration of your LTD plan. We can provide alternative risk
arrangements and plan document preparation and review to ensure your plan
achieves your goals.
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