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Which Employers Must Have Plans?
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How is coverage provided?
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What is the contribution rate to State Fund?
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What are the weekly benefits?
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When do benefits begin?
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What is the maximum benefit period?
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California
Employment Development
Department
800 Capitol Mall
Sacramento, CA 95814
(916)653-0707
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Employers of one or more employees and with a quarterly payroll
of $100 or more.
Employers of domestic employees and with a quarterly payroll of
$750 or more.
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State administered state disability Insurance (SDI) Plan or
self-insured Plan, which must exceed state plan benefits in at least one
provision.
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Employee:
*1.08% of first $79,418 of annual gross earnings ($857.71 yearly maximum).
*Employer: Optional, may elect to pay all or part of
employee amount.
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55% of average weekly earnings in highest quarter of Base Period.
Minimum: $50.00
Maximum: $840.00
Benefits payable for less than one week will be paid in
increments of 1/7th of the weekly benefit
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On eighth (8th) consecutive day of disability.
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Fifty-two (52) weeks.
Six(6) weeks for paid family leaves.*
*Leaves taken prior to 7/1/04 are not compensable.
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Top of Page
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Which Employers Must Have Plans?
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How is coverage provided?
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What is the contribution rate to State Fund?
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What are the weekly benefits?
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When do benefits begin?
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What is the maximum benefit period?
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Hawaii
Dept. of Labor & Industrial Relations
Disability Compensation Div.
830 Punch Bowl Street
Honolulu, HI 96813
(808)586-9188
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Employers of one or more employees; employers of domestic
employees and with a quarterly payroll of $225 or more
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Hawaii does not administer a state plan but requires a minimum
Temporary Disability Insurance (TDI) Plan which may be one of the following:
Insured, self-insured, or an approved collective bargaining agreement that
provides sick leave & Disability benefits
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Employee:
Up to one-half (1/2) of plan costs, but not more than 0.5% of average weekly
earnings or $3.76 per week, whichever is less. (Taxable Wage Base = $752.44/wk)
Employer:
At least one-half (1/2) of plan costs, plus any additional costs, plus any
additional costs not chargeable to employee.
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58% of average weekly earnings;
Minimum: $14.00
*Maximum: $437.00
Benefits payable for less than one week will be paid in
increments of 1/5th of the weekly benefit
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On eighth (8th) consecutive day of disability
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Twenty-six (26) weeks.
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Top of Page
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Which Employers Must Have Plans?
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How is coverage provided?
|
What is the contribution rate to State Fund?
|
What are the weekly benefits?
|
When do benefits begin?
|
What is the maximum benefit period?
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New Jersey
Division of Disability Insurance Service
Department of Labor
CN387
Trenton, NJ 08625
(609)292-2681
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Employers of one or more employees for at least thirty (30) days
in a calendar year.
Minimum $1,000 annual payroll
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State administered State Temporary Disability Benefits (TDB)
Plan, an Insured Plan, or a self-insured Plan, which must at least equal the
provisions of the state plan.
Eligible employees must have earned at least $103.00/wk for
twenty (20) weeks during the Base Year ($5,200/Base Year) to receive benefits
under the state plan
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Employee:
0.5% of first $24,900 of annual earnings ($124.50/year)
Employer:
0.1% to 0.75% of the first $24,900 of annual earnings of each employee,
depending on experience rating.
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66-2/3% of average weekly wage.
Maximum: $470.00
Benefits payable for less than one week will be paid in
increments of 1/7th of the weekly benefit.
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On eighth (8th) consecutive day of disability (on first (1st)
day if disability lasts longer than twenty-one (21) days)
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Twenty-six (26) weeks or the period necessary for benefits to
equal 1/3 of total wages in base year whichever is the lesser.
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Top of Page
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Which Employers Must Have Plans?
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How is coverage provided?
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What is the contribution rate to State Fund?
|
What are the weekly benefits?
|
When do benefits begin?
|
What is the maximum benefit period?
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New York
Disability benefits Bureau
Workers Compensation Bureau
180 Livingston Street
Brooklyn, NY 11248-0005
(800) 353-3092
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Employers that have one or more employees for thirty (30) days
in a calendar year
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State Disability benefits Law (DBL) requires employers to
provide an Insured or self-insured Plan meeting minimum State requirements.
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Employee:
one-half of 1% (0.5%) of the first $120 of weekly wage up to a maximum of $0.60
per week.
Employer:
Balance of plan costs not covered by employee
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50% of average weekly wage:
Minimum: $20.00
Maximum: $170.00
Benefits payable for less than one week will be paid in
increments of the weekly benefit divided by the number of the EE's normal
workdays per week.
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On eighth (8th) consecutive day of disability
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Not more than twenty-six (26) weeks during any Disability
Period or during any consecutive period of 52 weeks.
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Which Employers Must Have Plans?
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How is coverage provided?
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What is the contribution rate to State Fund?
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What are the weekly benefits?
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When do benefits begin?
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What is the maximum benefit period?
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Puerto Rico
Bureau of Employment Security
Disability Insurance Program
Munoz Rivera Ave.
Halto Rey, PR 00918
(787)754-5353
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Employers who have or have had one or more employees during any
day of the current or preceding calendar year.
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Public Temporary Disability Insurance (TDI) Plan or a "private"
Insured or self-insured Plan with benefits equal to at least the public plan
benefits.
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0.6% of first $9,000 of annual earnings. The contribution may
be shared (i.e., 0.2% Employee + 0.4% Employer, or 0.3% Employee + 0.3%
Employer).
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65% of weekly earnings:
Minimum $12.00
Maximum $113.00
($55 maximum for agricultural workers.)
Benefits payable for less than one week will be paid in
increments of 1/7th of the weekly benefit.
Additional benefits for death or dismemberment.
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On eighth (8th) consecutive day of disability (or first day of
hospitalization, if earlier.)
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Not more than twenty-six (26) weeks during any Disability
Period or during any consecutive period of fifty-two (52) weeks.
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Which Employers Must Have Plans?
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How is coverage provided?
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What is the contribution rate to State Fund?
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What are the weekly benefits?
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When do benefits begin?
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What is the maximum benefit period?
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Rhode Island
Dept. of Labor and Training
Temporary Disability Insurance
1511 Pontiac Ave.
Cranston, RI
02920-4407
(401) 462-8420 x28630
Note: Rhode Island does their annual changes in JULY.
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Employers of one or more employees in the State of Rhode Island
who earn more than $1,000 per calendar quarter
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State administered State Temporary Disability Insurance (TDI)
only.
No Insured or Self-Insured Plans allowed.
Eligible employees must have earned at least $8,100 in 4 out of 5
preceding Base Period (BP) Quarters. If s/he did not, s/he must meet all of the
following requirements:
Must have earned at least $1,350 in 1 of the BP Quarters; and
Must also have earned total BP Wages of at least 1 1/2 times the amount of the
highest quarter earnings; and
Must also have earned total BP Wages of at least $2,700.00
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Employee:
1.5% of first $46,800 of annual earnings
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4.62% of total high Base Period quarter wages.
Minimum: $63.00/wk
Maximum: $588.00/wk
Benefits payable for less than one week will be paid in
increments of 1/5th of the weekly benefit.
** NOTE: EE's are eligible for an additional benefit of the
greater of 7% of their weekly rate or $10.00 for each child under age 18 --
called "Dependent Award"
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On eighth (8th) consecutive day of disability (on first (1st)
day, if disability lasts longer than twenty-eight (28) days or if disability
caused a denial of unemployment compensation benefits.)
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Thirty (30) weeks in any Benefit Year.
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